Bills, contracts, and subscriptions · No Plaid · No account
A Subby alternative
that handles bills as well as subscriptions.
Subby's charts show what your subscriptions cost. For many households the larger numbers are rent, utilities, and insurance, and those charts leave them out. AllPaid tracks bills, contracts, and subscriptions in one list, so its Spending overview shows what all of them cost per month and per year. It reminds you before a contract renews, keeps the paperwork attached to each bill, and needs no bank login.
How does AllPaid compare to Subby?
Both use manual entry. AllPaid's totals count every bill you add, subscriptions included.
What it tracks
AllPaid: Subscriptions, recurring bills, and one-time bills, and any bill can carry contract details such as the end date and renewal amount.
Subby: Recurring subscriptions, with cost statistics.
Subby: Recurring subscriptions, with cost statistics.
Cost statistics
AllPaid: The free Spending overview shows the monthly and yearly cost of your recurring bills, by bill and by category. Pro adds Spending Analytics with a monthly trend, and the full payment history.
Subby: Charts and totals for your subscriptions.
Subby: Charts and totals for your subscriptions.
Reminders and renewals
AllPaid: A reminder at 9:00 before each due date, with Mark paid and snooze in the notification. Contracts get their own reminder at 10:00 before they end.
Subby: Renewal reminders for your subscriptions.
Subby: Renewal reminders for your subscriptions.
Privacy model
AllPaid: AllPaid has no account, and no ads, analytics, or third-party SDKs. Your bills stay on your iPhone; optional iCloud Sync (Pro) uses your own private iCloud, and App Lock can require Face ID, Touch ID, or your passcode. See the privacy breakdown.
Subby: Also manual, with no bank login.
Subby: Also manual, with no bank login.
Pricing
AllPaid: Free for 3 bills; Pro $1.99/mo, $12.99/yr, or $24.99 once.
Subby: Freemium with a premium unlock.
Subby: Freemium with a premium unlock.
AllPaid vs Subby, feature by feature
Two manual iPhone trackers side by side.
| Feature | AllPaid | Subby |
|---|---|---|
| Recurring subscriptions | Yes | Yes (core) |
| Rent, utilities, and one-time bills | Yes | Not the focus |
| Cost statistics | Spending overview free; Spending Analytics with Pro | Yes (subscriptions) |
| Contract end dates and renewal reminders | Yes | Not the focus |
| Monthly view of due dates | Monthly summary and Monthly Calendar widget | List and reminders |
| Bill entry | Manual; suggests the category and repeat for familiar names | Manual entry |
| Bank login / Plaid | Never | Never |
| Account required | No | No |
| Pricing | Free for 3 bills; Pro from $1.99/mo or $24.99 once | Freemium unlock |
Subby details reflect its public App Store listing and website when this page was last reviewed. Apps change often, so check the current listing before switching.
Who should pick AllPaid vs Subby?
Pick AllPaid if…
- You want monthly and yearly totals that include rent and insurance, not only subscriptions
- You pay irregular bills, not just monthly subscriptions
- You want a reminder before a contract renews at a new price
- You'd use attached documents, widgets, Siri, and a Face ID lock
Stick with Subby if…
- You only track subscriptions and want their cost statistics
- You like Subby's charts and already have it set up
- You prefer a view with subscriptions only
About AllPaid
Questions
FAQ
What is the best Subby alternative for iPhone?
If you want rent, insurance, and contracts counted in the same totals as your subscriptions, AllPaid is the closest fit. Like Subby, it uses manual entry with no bank login, and it adds rent, insurance, and one-time bills, contract end dates with a reminder before renewal, documents attached to each bill, ten widgets, Siri, and a Face ID lock.
How is AllPaid different from Subby?
Subby centers on recurring subscriptions and what they cost. AllPaid tracks subscriptions together with recurring and one-time bills such as rent, insurance, or an annual membership, reminds you at 9:00 before each due date, and reminds you before a contract ends. If subscription statistics are all you need, Subby is tidy. If you also manage irregular bills and contracts, AllPaid covers them.
Is AllPaid private like Subby?
Neither app connects to your bank, so there is no Plaid, bank login, or transaction reading. AllPaid has no account, and no ads, analytics, or third-party SDKs. Your bills stay on your iPhone; optional iCloud Sync (Pro) uses your own private iCloud, and App Lock can require Face ID, Touch ID, or your passcode.
Does AllPaid show subscription cost totals like Subby?
Yes. The free Spending overview shows what your recurring bills cost per month and per year, split by bill and by category, with this month's total due, paid, and remaining. Because your bills are in the same list, the totals include them too. Pro adds Spending Analytics with a monthly trend, and the full payment history.
How much does AllPaid cost compared to Subby?
AllPaid is free for up to 3 bills. Pro adds unlimited bills, several reminders per bill, Spending Analytics, payment history, and iCloud Sync for $1.99/month, $12.99/year, or $24.99 once, and every Pro plan covers up to five family members through Family Sharing. Subby is freemium with its own premium unlock.
Can AllPaid replace a subscription tracker entirely?
Yes, and it holds the rest of your bills as well. AllPaid covers subscriptions with reminders and cost totals, and adds one-time and irregular bills, contract renewals, and documents. It doesn't detect subscriptions for you, so you add each one once.
Try it
Open AllPaid.
Subscriptions, bills, and contracts in one app on your iPhone, with no bank login and no account.
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